University Lending Group

University Lending Group

No one brings our veterans home like University Lending Group!

VA Loans

VA loans can mean a lower monthly payment for you if you are an eligible borrower. Take advantage of your VA benefits with this government backed loan. Purchase with no down payment, never pay mortgage insurance, and receive lower rates.

One-Time Close VA Construction Loans

Closes up-front but will not disburse in its entirety at closing, instead the lender will advance funds to acquire the land or payoff any existing lien on the land.

VIP (VA Renovation) Program

Finance the purchase or refinance of a home and the cost of certain minor rehabilitations through a single VA mortgage.  This unique product will expand potential homes for a qualified VA buyer.

Jumbo VA Loan

For loans with a base loan amount that exceeds $453,100.

MCC Program for Eligible Veterans 

Qualifying homeowners may be able to claim up to 50% of their paid mortgage interest each year as a tax credit on their federal IRS tax return.


Ron Byrom, University Lending Group

Ron Byrom, National Sales Manager, 850-228-5125


Mike Avery, University Lending Group

Mike Avery, AVP, Area Manager, 850-294-4445

All loans and pre-approvals are subject to credit approval and/or acceptable appraisal (if applicable). Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. ULG NMLS #213179 is a subsidiary of University Bank NMLS #715685, Member FDIC.